It all has to do with discounting the future savings. Money in your
pocket today is worth more than the same amount 4,6, or 12 months later.
People who live tightly or in the red discount future earnings heavily.
Additionally, if there is an option that cost half as much but saves
more than half or even just half of the savings, then one is more likely
to invest in the cheaper option due to the lower cost of entry.
-- TANSTAAFL!!! Michael Lorrey ------------------------------------------------------------ mailto:retroman@tpk.net Inventor of the Lorrey Drive Agent Lorrey@ThePentagon.com Silo_1013@ThePentagon.com http://www.tpk.net/~retroman/Mikey's Animatronic Factory My Own Nuclear Espionage Agency (MONEA) MIKEYMAS(tm): The New Internet Holiday Transhumans of New Hampshire (>HNH) ------------------------------------------------------------ #!/usr/local/bin/perl-0777---export-a-crypto-system-sig-RC4-3-lines-PERL @k=unpack('C*',pack('H*',shift));for(@t=@s=0..255){$y=($k[$_%@k]+$s[$x=$_ ]+$y)%256;&S}$x=$y=0;for(unpack('C*',<>)){$x++;$y=($s[$x%=256]+$y)%256; &S;print pack(C,$_^=$s[($s[$x]+$s[$y])%256])}sub S{@s[$x,$y]=@s[$y,$x]}