I beg to differ. I think you both greatly underestimate the degree of
risk-aversion that most people have. I hazard a guess that most
participants in this list are atypical in this regard.
Kennita
Kennita Watson | The bond that links your true family is not one of blood,
kwatson@netcom.com| but of respect and joy in each other's life. Rarely do
| members of the same family grow up under the same roof.
| -- Richard Bach, _Illusions_